Cross-border financial fraud creates significant challenges in today's interconnected global economy. These crimes often stretch across different countries. They take advantage of gaps in laws,...

This study deals with the intersection of law and economics through the analysis of the Punjab National Bank scam. The essential requirement for the smooth operation of the economy is an ...

Introduction Overview of Digital Trade and Its Importance Evolution of Digital Trade Agreements (DTAs) Purpose and Scope of the Study Key Legal...

Loan recovery forms a vital cornerstone of a healthy financial system, enabling lending institutions to operate effectively and sustainably. Successful loan recovery ensures the continued avail...

There was a time when cheques were considered the most reliable form of payment. However, nowadays, due to the increase in cheque bounce cases, people fear accepting payments through cheques. ...

The Union Budget 2025-26 was presented by Finance Minister Nirmala Sitharaman on February 1, 2025 and it shall be applicable from 1st April. This budget impacts various legal frameworks, includi...

A Research Analyst plays a significant role in financial decision-making by evaluating data and providing insights into investment opportunities. Whether working as a SEBI registered research a...

In India, damages are a vital component of contracts. A strong damages framework must allow the opposite party to recoup its losses in the event that one party breaks its end of the agreement. ...

The Reserve Bank of India (RBI), established on April 1, 1935, under the Reserve Bank of India Act, 1934, is the central bank of India. It plays a crucial role in managing the country's monetar...

For over two decades, The Law Codes has been assisting clients in Gurgaon and Chandigarh with specialized knowledge in civil and corporate law, particularly in handling complex guarantee-relate...

The dynamic growth of cryptocurrency and blockchain technology has sparked considerable interest among businesses, investors, and regulatory bodies, necessitating an understanding of their lega...

Artificial Intelligence (AI) is no longer a distant concept reserved for science fiction; it has woven itself into the fabric of our everyday lives. From familiar technologies like voice assist...

The nationalization of banks in India in 1969 marked a pivotal moment in the nation's economic history. It was driven by the aim to align the banking sector with socio-economic goals and promot...

The cannabidiol (CBD) industry is rapidly evolving, driven by increasing consumer demand, scientific advancements, and shifting regulatory landscapes. As a versatile compound derived from the c...

Case Note on Siti Networks Ltd. v. Rajiv Suri Facts: Parties Involved: The case involves Siti Networks Ltd. (formerly Siticable Network Ltd.), represented by its Resolution...

In the ever-evolving landscape of taxation and financial management, businesses face a multitude of challenges, from navigating complex GST regulations to ensuring compliance with Income Tax la...

NITI Aayog registration is a critical step for Non-Governmental Organizations (NGOs) and Voluntary Organizations (VOs) in India to gain recognition, access government grants, and enhance their ...

Section 25 of the Payment and Settlement Systems Act, 2007 (PSSA), serves as a pivotal provision in maintaining the integrity and accountability of India's payment systems. It specifically addr...

Debt Recovery Tribunals (DRTs) in India were established under the Recovery of Debts and Bankruptcy Act, 1993 (RDB Act), to expedite the recovery of debts owed to banks and financial institutio...

Debt recovery is a vital process within the financial ecosystem, designed to ensure that creditors reclaim their dues while borrowers meet their financial obligations. However, this process can...

Cryptocurrency and blockchain technology have transformed the global financial landscape, offering an innovative way to conduct transactions, store value, and manage contracts. Cryptocurrencies...

The purpose of this paper is to first study the regulation and facilitation process of foreign investments in the Indian market and another one is to examine the importance of foreign investmen...

What is a Wilful Default?Wilful default, sometimes referred to as wilful misconduct, occurs when a party in a contract, agreement, or any obligation fails to do what they were supposed to or or...

"In insolvency proceedings, financial institutions serve not just as creditors, but as pivotal architects of outcomes—balancing their quest for recovery with the potential for business r...

Negotiable Instruments Rule 339 of the Criminal Rules of Practice provides for the issuance of copies to parties. It stipulates that copies of any por...

Compounding: Your Best Friend in Finance Compounding, often referred to as the "eighth wonder of the world," is a powerful financial tool that can turn small, consistent investments into signi...

Finance Advisory: Beware of New Scams in India In today's fast-evolving digital landscape, financial scams are becoming increasingly sophisticated, targeting unsuspecting individuals and organ...

The advent of crypto and blockchain technology have a significant impact over the traditional banking system which offers innovative opportunities and formidable challenges. The banking system ...

The Reliance Power IPO, launched in January 2008, marked a significant milestone in India's capital markets, attracting immense investor interest and setting global records. The IPO was oversub...

This Article represents a joint effort to address one of the most pressing challenges in the field of corporate insolvency law: managing cross-border insolvency effectively. As the world become...

The Agreement on Textiles and Clothing (ATC) under the World Trade Organization (WTO) introduced the concept of Trims, or Textile and Clothing Trade-Related Investment Measures. Trims are regul...

"Put not your trust in money, but your money in trust" ‐ Oliver Wendell Holmes Mutual fund is a trust that collects money from investors who share a common financial goal and invest th...

The concept of Banking in India started in 1683 when The Madras Bank was found. Since its Inception, The concept of Banking in the country has seen copious changes. The Beauteous aspect is that...

Debt recovery is an important issue for both individuals and businesses in India. One of the ways in which debt can be recovered is through the Debt Recovery Tribunals (DRTs), which were esta...

It is common that cheques are sometimes bounced as the Bank on which the cheque has been drawn has merged with some other bank and the cheque of the merged bank ceases to be a legal tender. A q...

Of Penalties In Case Of Dishonour Of Certain Cheques For Insufficiency Of Funds In The Accounts Introduction: Law of Dishonour of Cheques: Ss. 138 to 142 by Act of 1988 Ss. 143 to 147 by Ac...

The Insolvency and Bankruptcy Code, 2016 ("IBC") is a landmark legislation that was introduced in India to provide a consolidated and time-bound mechanism for resolving insolvency and bankruptc...

The research paper titled "Challenges Faced by Debt Recovery Tribunals (DRTs) : An In-depth Analysis" aims to provide a comprehensive examination of the significant challenges encount...

In the realm of debt financing, the securitization of immovable property—primarily land and buildings—through mortgages forms a cornerstone of lenders' risk mitigation strategies. This prac...

Life doesn't always go as planned, especially when it comes to money. Maybe you took out a loan with every intention of paying it back on time, but then things took a turn—job loss, a medical...

In this digital era , where the most of the payments being made digitally, through UPI or Net Banking, it is still a norm in many situations to make payments via specific instruments such as ch...

Section 139 of the Negotiable Instruments Act, 1881 (NI Act), serves as a cornerstone in ensuring the credibility and reliability of negotiable instruments, particularly cheques. This provision...

The Negotiable Instruments Act, 1881 (NI Act) is a cornerstone of Indian commercial law, governing negotiable instruments such as cheques, promissory notes, and bills of exchange. Section 139 o...

The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act,2002 (SARFEASI Act) stands as important legislative measures that aims to address the issue of...

This scholarly article undertakes a meticulous examination of white-collar crimes in India, focusing on their prevalence, underlying causes, and the profound socio-economic impact they exert on...

Ayodhya Rami Reddy Alla, a prominent businessman and founder of the Ramky Group, has emerged as a key player in a recent lawsuit in the domains of corporate transactions and tax law. In relatio...

Deposit Scheme:A deposit scheme is a financial arrangement whereby a person or entity gathers money from the public, generally with the commitment to return the funds after a designated period,...

Banking connections are significantly told by the way the banking business is changing due to internet banking. In order to withdraw cash, deposit a check, or get an account statement, one no l...

On August 9, 2024, the Indian government introduced the Banking Laws 2024 bill in the House of Parliament. This bill represents a significant shift in how the banking sector will be regulated, ...

Background: The Indian marketplace exhibits a pronounced predilection for gold, ostensibly predicated upon consumer perceptions of its investment and aesthetic utility. Paradoxically, this pro...

With its headquarters located in Lucknow, India, Sahara India Real Estate Corporation Limited is a conglomerate with a wide range of commercial interests, including manufacturing, information t...

The Insolvency and Bankruptcy Board of India (Insolvency Resolution Process for Corporate Persons) Regulations, 2016 ("CIRP Regulations"), which outline comprehensive rules for managi...

The conflict between the Insolvency & Bankruptcy Code, 2016 and The Prevention of Money Laundering Act, 2002 has been a persistent issue in India's legislative landscape for decades, with n...

Case Analysis: Vivek Narayan Sharma v. Union of India (WP (C) No. 906/2016) and Other Connected Matters Bench: Hon'ble Mr. Justice S. Abdul Nazeer ...

Tax laws significantly influence the business environment in any country, shaping investment decisions, business structures, and economic growth. In India, a complex tax regime historically pos...

In an effort to modernise the Indian economy and promote international payments and cross-border trade, the Foreign Exchange Management Act (FEMA) was introduced in 1999. The Foreign Exchange R...

In recent years, corporate restructuring through mergers and acquisitions has grown in prominence within the business environment. Initially encouraged by governmental bodies in India, this str...

India's Insolvency and Bankruptcy Code (IBC) has undergone significant amendments in recent years, marking a crucial evolution in the country's approach to corporate insolvency and restructurin...

Post Office Act 2023The post office bill was introduced in the Rajya Sabha and passed from the Rajya Sabha on December 4 2023 and from Lok Sabha on December 18. It has officially come into effe...

A Bill of Exchange is a written order used primarily in international trade that binds one party to pay a fixed sum of money to another party on demand or at a predetermined date. It is similar...

White-collar crime, consisting of non-violent crimes committed by people in positions of trust and authority, is a complex issue with a long history. Frequently seen as a contemporary problem, ...

The global economic landscape has witnessed a transformative shift towards a cashless society, with governments worldwide implementing policies such as demonetization to encourage digital trans...

Holder: "Holder: The "holder" of a promissory note, bill of exchange, or cheque means any person entitled in his own name to the possession thereof and to receive or recover the amount due the...

Occurrence of the events of disability or default to fulfill financial obligation among debtors is an inevitable predicament in the commercial world; it is however imperative, to evolve a resil...

Stock prices are influenced by a myriad of factors, including company performance, economic conditions, and even the often unpredictable sentiment of investors. While natural market fluctuation...

Purpose and Aim of the Study The advent of multinational banking companies in India has introduced significant challenges, affecting not only the banking public and online service providers but a...

Section 143-A of The Negotiable Instrument Act, 1881 deals with the power of the Court to grant interim compensation to the complainant. Section 143-A was introduced on the statue book by Act N...

Financial Creditors assess the financial health of the debtor's business and, if any, other possibilities for its rescue and revival throughout the corporate insolvency resolution process. The ...

The Reserve Bank of India (RBI) has banned Paytm Payments Bank from onboarding new customers due to non-compliance issues. This means that Paytm Payments Bank has been barred from accepting fre...

'Digital wallets' have gained popularity in India and other regions in recent decades. A digital wallet is a platform that allows individuals to carry out electronic transactions utilising elec...

Banks are licensed financial institutional bodies that accept and store deposits and provide credit to their customers and uses the deposited money to grant loans to the customers as needed and...

The Securities and Exchange Board of India (SEBI) has introduced, "Securities and Exchange Board of India (Real Estate Investment Trusts) (Amendments) Regulations, 2024". The amendment aimed to...

The Insolvency and Bankruptcy Code (IBC), 2016 is a crucial legislative framework governing corporate insolvency and restructuring in India. It distinguishes between operational debts arising f...

The Goods and Services Tax (GST) Act, 2017, introduced a paradigm shift in India's indirect tax regime. One of the key aspects of this transformation is the classification of bundled supplies i...

The insolvency regime in India has allegedly undergone a paradigm shift as a result of the IBC. The Committee of Creditors' business judgment is given precedence in the institutional form of th...

The international banking landscape has been pivotal in the development of the worldwide economy and has undergone a journey of transformation characterised by cross-border tactics. Owing to th...

Dishonor of a cheque is secured under the Negotiable Instrument Act 1881. Now let's first understand what's the Negotiable Instrument Act and then proceed further. As per Section 13 (1) of NI ...

The international banking landscape has been pivotal in the development of the worldwide economy and has undergone a journey of transformation characterised by cross-border tactics. Owing to th...

This article examines the development of negotiable devices throughout history, emphasizing the crucial role that traveling buyers had in settling difficult circumstances and promoting more sta...

The FCRA, also known as the Foreign Contribution (Regulation) Act of 2010, serves as a regulatory framework in India for monitoring the inflow and utilization of foreign contributions. Its main...

Banker - Customer RelationshipSection 5 (b) of the Banking Regulations Act 1949 defines the bank as a financial institution. According to the section, "The bank accepts, lending money or invest...

The Reserve Bank of India (RBI) is tasked with regulating the monetary policy of the nation, with setting interest rates being a key aspect. This assignment delves into the mechanisms through w...

'In Indian law, disputes arising from dishonored cheques are increasingly prevalent. Section 138 of the NI Act[1], which criminalizes cheque dishonor for insufficient funds, has seen countless ...

Sub-ThemeEquity Crowd funding: Investigate the opportunities and legal frameworks surrounding equity crowd funding for startups Introduction Crowd funding is a term used to describe a mass co...

Whenever we are taking about digital money, we ought to realize what is really implies, an advanced cash in which exchanges are checked and records kept up with by decentralized framework utili...

SEBI, also known as the Securities and Exchange Board of India, is a legally mandated governing body responsible for overseeing and managing the securities industry in India. Established on Apr...

Lending constitutes the primary operation of banks, essential for fostering economic growth by channeling funds to various sectors. However, it inherently carries risks, requiring banks to adop...

During the British administration in India, the British brought modern banking as it had evolved in England. Naturally, today's Indian banking resembles that of the United Kingdom. However, thi...

Earlier the economy of all the countries was cash driven, meaning that the transaction was carried out solely by using cash as a medium. But this arrangement has been changing lately as, the mo...

Understanding Merger and Acquisition: When one companies takes over the other or acquire other company is called acquisition and on the other hand the merger means two firms precisely of same ...

The Research article looks at the rules that govern Mergers and Acquisitions (M&A) in investment banks. A deep look at how investment banks follow the rules, how the market sees things, and...

Bank fraud is a widespread financial crime that takes advantage of flaws in banking systems, jeopardising the integrity of financial institutions and the trust of their customers. This illegal ...

The problem of people cheating Indian banks and escaping with large sums of money has been a complicated and multi-dimensional issue. It encompasses a wide range of factors, including weaknesse...

It is very evident that contrary to many other well-defined terms in the global lexicon, the United Nations has yet to furnish us with a concrete definition of climate finance. This absence of ...

Section 138 of NI Act, 1881Section 138 to 148 of Negotiable Instrument Act, 1881 talks about Penalties in case of Dishonour of Cheque due to insufficient funds in the account. we will see the s...

Does the legislation pertaining to e-banking in India, such as the RBI Act, 1934 and the IT Act, 2000, adequately handle the legal and security issues in the banking industry? Introduction ...

This paper aims to conduct a thorough comparative analysis of the debt resolution procedures for individuals in India, Canada, the United Kingdom, and Dubai. The analysis is done to highlight s...

While Rome wasn't constructed in a day, Nagasaki and Hiroshima were demolished in a single day. The financial markets and sectors are so intertwined that the collapse of one would bring down th...

In a globally interconnected economy, commercial activities and financial transactions frequently surpass regional boundaries. Consequently, the task of collecting debts across international bo...

As the foundation for both economic growth and financial stability, the banking and financial sector is crucial to India's economy. However, a growing number of incidences of fraud, forgery, an...